Financial Services Offered

South Financial Products Inc. finances purchase loans for first time home buyers, conventional 1st mortgages, and loans for condominiums in Florida, Georgia, and South Carolina.

Competitive loans are offered for vacation homes or 2nd residences, investment homes, home equity loans for repairs, additions, and College or School loans.

South Financial Products Inc. also offers loans for some delinquent credit (B/C loans). doesn't matter.

South Financial Products Inc. is a Subsidiary of Alma Exchange Bank & Trust.

Specializing in conventional and non-conforming residential real estate loans for:

Construction and Permanent Financing
Home Purchases and Refinancing of Existing Mortgages
Home Improvement Loans
Vacation Homes and Condo Purchases
Bill Consolidation and Cash Out Loans
B-C Loans Available for Slow Credit

Call for a Quote Today:

Contact: Brandyn Harnage

Office Number:(912) 632-9404
Cellphone Number: (912) 282-9470

Please send any questions or comments to:

brandyn@southfinancialproducts.com

Alma Exchange Bank & Trust
P.O. Box 1988
501 W. 12^th St.
Alma, GA 31510

1.  Complete copy of the signed Purchase Agreement or Deed.

2.  W-2's for the past two years (or complete tax returns if self-employed) Other Income: Proof of Pension, SSI or Disability awards letters.

3.  Most recent pay stubs covering last 30 days.

4.  Last 3 month's bank statements of all checking, savings, and asset accounts including IRA and 401K.

5.  Name, addresses and account numbers of all creditors.